Our Core Beliefs

Elevate is reinventing the non-prime lending industry by giving consumers access to responsible and transparent credit options. Our core beliefs are reflected in everything we do.

  • We believe the highest cost of credit is no credit at all

  • We believe non-prime credit needs to be priced to risk with no hidden or punitive fees

  • We believe improvements in technology, analytics and scale should benefit consumers through lower prices

  • We believe in “Good Today, Better Tomorrow”

  • We believe the need for non-prime credit is here to stay

  • We believe in diversity and inclusion both in our workplace and for the non-prime consumers we serve

Social Responsibility

Building Self-Reliance for a Better Tomorrow

As a company, we are committed to responsible lending that helps customers build self-reliance

  • Helping consumers improve their credit and end the cycle of debt

  • Lowering rates by capping our operating margin at 20%

  • Offering financial education courses to improve people’s financial outlook

  • Supporting laws and regulations that empower consumers and protect them from harm

As a team, we are committed to helping the people in our communities and non-prime consumers become self-reliant. This includes people of all race, gender, sexuality and social class.

Our Efforts

Financial Literacy

We work to equip students and community members with the financial knowledge and skills that will help them make informed financial decisions for a lifetime.

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Health & Wellness

We provide resources and support in the community to ensure everyone has a foundation of health and wellness to thrive and be self-reliant.


Elevate is proud to provide 16 hours volunteer time per year to all full-time employees so they can volunteer in the community. Employees are encouraged to use their time at organizations that promote education, financial literacy or health and wellness. We believe these three areas are essential to achieving self-reliance for a brighter tomorrow.

Diversity, Equity and Inclusion

Diversity, Equity and Inclusion aren't simply words to us, they guide our actions. Each day we work to foster an inclusive environment that embraces employees, customers, and strategic partners from diverse communities.

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